
Conversation Starters
If you want to continue the conversation with your children,
here are some ideas to incorporate Money Management in your daily life.
4 to 6 year olds

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In your next grocery run, before putting an item into the shopping cart, talk about whether it is a need or want.
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Encourage your child to think how s/he can earn money this summer.
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How does the family decide what is important (i.e, needs vs wants).
7 to 12 year olds

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How do you decide how much of your money goes into the spend, save, share jars?
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How can you earn to grow the money in your jars?
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Do a coin rubbing with child and decide who to mail it to and see how far their coin can go. (Reference: Flat Stanley)
Teeners

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Share with your child your family budget. Include how you decided what it should be and how you manage it.
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Share with your child how you chose your current profession.
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Start a family discussion on individual needs and wants. Include the collective needs and wants of the family unit.